Community Living Options for Seniors

In Post 8, we explored private housing options like downsizing, condo living, and multigenerational households. But for many older adults, the desire for more support, safety, or social connection leads them to consider community living.

Community living offers a range of environments designed specifically for older adults, with varying levels of care, services, and amenities. Whether you’re looking for a vibrant social scene, peace of mind with onsite care, or a full continuum of support, there’s likely a community that fits your needs.

Independent Living Communities

Ideal for older adults who can manage daily life independently but want added convenience and connection.

• Housing: Typically private apartments or studios
• Costs: Monthly fees cover room, board, and services; some charge a one-time move-in fee
• Services: Meals, housekeeping, transportation, and most utilities
• Care: Personal care (like help with ADLs) is arranged separately through home care agencies
• Lifestyle: Rich calendars of activities and amenities—fitness classes, art workshops, day trips, religious services, and more

Assisted Living Communities

Designed for those who need help with activities of daily living (ADLs) such as bathing, dressing, or medication management—but don’t require 24/7 medical care.

• Housing: Private apartments or studios
• Costs: Monthly fees plus care costs based on assessed needs
• Services: Meals, housekeeping, transportation, and most utilities
• Care: Onsite caregivers provide personal care; a nurse case manager determines care level
• Lifestyle: Similar to independent living, with added peace of mind from onsite support

Memory Care

A specialized form of assisted living for individuals with Alzheimer’s, dementia, or other cognitive impairments.

• Environment: Secure settings with enhanced safety features and structured routines
• Staff: Specially trained in memory care and behavioral support
• Costs: Typically higher than standard assisted living due to increased care needs

Continuing Care Retirement Communities (CCRCs)

CCRCs offer a full continuum of care—independent living, assisted living, memory care, and skilled nursing—all on one campus.

• Entry Fee: Significant upfront payment (buy-in), varying by contract and unit
• Monthly Fees: Ongoing fees that may increase with care level
• Contracts: Types A, B, and C determine how care is paid for and what’s refundable
• Eligibility: Health assessments determine entry and care level
• Lifestyle: Residents enjoy a vibrant, long-term community with the ability to age in place

Community living can offer the support, safety, and social engagement that many older adults seek—especially as care needs evolve. But with so many options, how do you choose the right one?

In Post 10, we’ll walk you through the process of choosing a senior living community—including how to evaluate your needs, compare communities, and ask the right questions during tours. Understanding your options is the first step; choosing the right fit is the next.

Want the Full Guide Now?

If you’re ready to dive deeper into all your housing options without waiting for the full blog series, you can download the complete workbook today. Navigating the Next Chapter: Housing Options for Seniors in Transition is packed with expert insights, practical worksheets, and step-by-step guidance to help you or a loved one make confident, informed decisions.

Click here to get your complimentary copy now.

About Forevermore Homes

We’re the Forevermore Homes Team of Coldwell Banker, and we’re passionate about helping seniors and their families make confident, informed decisions about housing and care. Whether you’re modifying your home, downsizing, or exploring senior living options, we’re here to guide you every step of the way.